:root{--bg:#f6f7f9;--card:#fff;--ink:#141821;--muted:#5b6475;--line:#e3e6ec;--brand:#0f2a4a;--accent:#e2392b;--accent-d:#c42a1d;--ok:#1f8a4c;--warn:#b54708;--warn-bg:#fff4e5;--r:14px}
*{box-sizing:border-box}
html{-webkit-text-size-adjust:100%}
body{margin:0;background:var(--bg);color:var(--ink);font:16px/1.6 -apple-system,BlinkMacSystemFont,"Segoe UI",Roboto,"Helvetica Neue",Arial,sans-serif}
a{color:var(--brand)}
img{max-width:100%;height:auto}
.wrap{max-width:1160px;margin:0 auto;padding:0 16px}
.top{background:var(--brand);color:#fff;position:sticky;top:0;z-index:20}
.top .wrap{display:flex;align-items:center;gap:16px;min-height:60px}
.logo{color:#fff;text-decoration:none;font-weight:800;font-size:19px;display:flex;align-items:center;gap:8px;white-space:nowrap}
.logo i{width:26px;height:26px;border-radius:7px;background:var(--accent);display:inline-block;position:relative}
.logo i:after{content:"";position:absolute;left:6px;right:6px;top:11px;height:4px;background:#fff;border-radius:2px}
.nav{display:flex;gap:4px;margin-left:auto;flex-wrap:wrap}
.nav a{color:#dbe4f0;text-decoration:none;padding:8px 10px;border-radius:8px;font-size:15px}
.nav a:hover,.nav a[aria-current]{background:rgba(255,255,255,.12);color:#fff}
.nav .nav-cta{background:var(--accent);color:#fff}
.burger{display:none;margin-left:auto;background:none;border:0;color:#fff;font-size:26px;cursor:pointer}
@media (max-width:900px){.burger{display:block}.nav{display:none;position:absolute;left:0;right:0;top:60px;background:var(--brand);flex-direction:column;padding:8px 16px 16px}.nav.is-open{display:flex}}
.crumbs{font-size:14px;color:var(--muted);margin-bottom:8px}
.crumbs a{color:var(--muted)}
.hero{padding:28px 0 8px}
.hero h1{font-size:clamp(26px,4vw,40px);line-height:1.15;margin:0 0 10px}
.lead{font-size:18px;color:var(--muted);margin:0 0 14px;max-width:820px}
.badges{list-style:none;padding:0;margin:0;display:flex;flex-wrap:wrap;gap:8px}
.badges li{background:#e8eef6;color:var(--brand);padding:4px 12px;border-radius:99px;font-size:14px;font-weight:600}
.tool-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:20px;margin:18px 0;box-shadow:0 2px 10px rgba(15,42,74,.06)}
.tool-card h2{margin:0 0 12px;font-size:22px}
.aa-grid{display:grid;grid-template-columns:repeat(auto-fill,minmax(210px,1fr));gap:12px 14px;margin-bottom:14px}
.aa-form label{display:flex;flex-direction:column;font-size:14px;color:var(--muted);gap:4px}
.aa-form input,.aa-form select,.aa-form textarea{font:inherit;color:var(--ink);padding:10px 12px;border:1px solid #cfd5de;border-radius:10px;background:#fff;width:100%}
.aa-form input:focus,.aa-form select:focus,.aa-form textarea:focus{outline:2px solid #9db7d8;border-color:#6f8fb8}
.aa-form .aa-check{flex-direction:row;align-items:flex-start;gap:8px;color:var(--ink)}
.aa-form .aa-check input{width:auto;margin-top:4px}
.aa-wide{grid-column:1/-1}
.aa-hp{position:absolute;left:-9999px;width:1px;height:1px;opacity:0}
.aa-btn{display:inline-flex;align-items:center;justify-content:center;gap:8px;font:inherit;font-weight:700;border:0;border-radius:10px;padding:12px 20px;cursor:pointer;text-decoration:none;background:#e8eef6;color:var(--brand)}
.aa-btn--primary{background:var(--accent);color:#fff}
.aa-btn--primary:hover{background:var(--accent-d)}
.aa-btn--big{padding:14px 26px;font-size:17px}
.aa-btn:disabled{opacity:.6;cursor:default}
.aa-out{margin-top:14px}
.aa-res{width:100%;border-collapse:collapse;font-size:15px}
.aa-res td{padding:8px 4px;border-bottom:1px solid var(--line)}
.aa-res td:last-child{text-align:right;white-space:nowrap;font-variant-numeric:tabular-nums}
.aa-res tfoot td{font-weight:800;font-size:18px;border-bottom:0;padding-top:12px}
.aa-note{font-size:13px;color:var(--muted)}
.aa-warn{background:var(--warn-bg);color:var(--warn);padding:10px 12px;border-radius:10px;font-size:14px;margin:0 0 8px}
.aa-big{font-size:30px;font-weight:800;margin:0 0 6px}
.aa-ok{background:#eaf7ef;border-radius:var(--r);padding:16px 18px}
.aa-ok h3{margin:0 0 6px;color:var(--ok)}
.content{display:grid;grid-template-columns:minmax(0,1fr) 300px;gap:28px;margin:12px 0 24px}
@media (max-width:900px){.content{grid-template-columns:1fr}}
.article{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:8px 24px 20px}
@media (max-width:600px){.article{padding:4px 16px 16px}}
.article h2{font-size:24px;line-height:1.25;margin:26px 0 10px}
.article h3{font-size:19px;margin:20px 0 8px}
.article table{width:100%;border-collapse:collapse;font-size:15px;margin:12px 0;display:block;overflow-x:auto}
.article th,.article td{border:1px solid var(--line);padding:8px 10px;text-align:left;vertical-align:top}
.article th{background:#f0f3f7}
.article figure{margin:18px 0}
.article figure img{border-radius:12px;display:block}
.faq details{border:1px solid var(--line);border-radius:10px;padding:10px 14px;margin:8px 0;background:#fbfcfd}
.faq summary{cursor:pointer;font-weight:700}
.side{display:flex;flex-direction:column;gap:16px}
.side-card{background:var(--card);border:1px solid var(--line);border-radius:var(--r);padding:16px 18px;position:sticky;top:76px}
.side-card h3{margin:0 0 10px;font-size:17px}
.side-card ul{margin:0;padding-left:18px}
.facts{margin:0}
.facts div{display:flex;flex-direction:column;padding:7px 0;border-bottom:1px solid var(--line)}
.facts dt{font-size:13px;color:var(--muted)}
.facts dd{margin:0;font-weight:600}
.lead-band{background:var(--brand);color:#fff;border-radius:var(--r);padding:24px;margin:24px 0}
.lead-band h2{margin:0 0 6px}
.lead-band>p{color:#cdd9e8;margin:0 0 16px}
.lead-band .aa-form label{color:#cdd9e8}
.lead-band .aa-form .aa-check{color:#fff}
.lead-band .aa-form .aa-check a{color:#fff}
.lead-band .aa-ok{color:var(--ink)}
.cards{display:grid;grid-template-columns:repeat(auto-fill,minmax(230px,1fr));gap:12px;margin:12px 0 8px}
.cards a{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px;text-decoration:none;color:var(--ink);display:flex;flex-direction:column;gap:2px}
.cards a:hover{border-color:#9db7d8}
.cards strong{font-size:16px}
.cards span{font-size:14px;color:var(--muted)}
.steps{counter-reset:s;list-style:none;padding:0;display:grid;grid-template-columns:repeat(auto-fill,minmax(220px,1fr));gap:12px}
.steps li{background:var(--card);border:1px solid var(--line);border-radius:12px;padding:14px 16px 14px 52px;position:relative}
.steps li:before{counter-increment:s;content:counter(s);position:absolute;left:14px;top:14px;width:28px;height:28px;border-radius:50%;background:var(--accent);color:#fff;font-weight:800;display:flex;align-items:center;justify-content:center}
.foot{background:#0b1f37;color:#aebbd0;padding:32px 0 24px;margin-top:32px;font-size:14px}
.foot .cols{display:grid;grid-template-columns:repeat(auto-fill,minmax(200px,1fr));gap:20px}
.foot h4{color:#fff;margin:0 0 8px;font-size:15px}
.foot a{color:#aebbd0;text-decoration:none;display:block;padding:2px 0}
.foot a:hover{color:#fff}